The business account built for professional services

Receive, spend and save your income with Bonsai’s business account. Simple to set up, with no minimums required, zero hidden fees, and FDIC insured up to $250k.*
Get started
Get started
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1030+ Reviews
Banking
Financial Management Software

Everything you need to manage your business’ finances

Simple & secure
Set up in minutes. Zero fees, no minimums and FDIC insured up to $250K*, 24/7 support.
Automatic budgeting
Optimize your income by splitting it into different sub-accounts for taxes, savings, bills, and more.
Expense management
Categorize your card’s spending and upload receipts to simplify accounting and taxes.

Send payments, track income, and stay on top of cash flow

Pay for your business any way, anywhere VISA is accepted

With your physical card, virtual card and even your Apple wallet, you can easily pay for your expenses in-store and online.
See how
See how

Put your budgeting on auto-pilot

Create envelopes to split your income into tax savings, office spending, or anything you need. Every time you get paid, Bonsai reallocates your money in those envelopes.
See how
See how

End-to-end expense management

Expenses from your Bonsai card are automatically tracked and categorized. Plus, tax write-offs are already calculated. Accounting just got much easier.
See how
See how
Bailey, Business owner
With Bonsai, my business finances are on one card, in one location. My expenses are easier to track. My income is automatically split into envelopes for savings, taxes, business trips.
$1.3bn
Revenue generated for our partners

Get started in 30 seconds.

Simplify your business operations and consolidate your projects, clients and team into one integrated, easy-to-use platform.
Frequently asked questions
How to open a business account?
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There are a few initial requirements to opening a business account including: Personal identification, and EIN, business formation documents (articles of incorporation, DBA name for LLC's), ownership license, monthly credit revenue and a business license. Bonsai can help you get up and running with your business account services quickly.
How to choose a business account for your small business?
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As a small business it's important to ensure consistent cashflow, automate your budgeting and centralize your expenses. With Bonsai’s business account you can automate your accepting payments and splitting funds into different categories for different expense types. Finally you can sync Bonsai with your credit and debit card transactions for easy expense tracking making it easy to reconcile your books for tax time.
Who is Bonsai’s business account best for?
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For small businesses who use billing, invoicing, and contracts, Bonsai’s business account can save time, money and provide a seamless financial experience from proposal to payment. Pay for business expenses with the Bonsai card and never worry about making the mistake of mixing personal and business expenses again.